Plan how your life is remembered

Saying goodbye is never easy. But with a little forward thinking, comes clarity, comfort and the joy of reflecting on a life well-lived.

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What are the benefits of pre-paid?

Shape your legacy with confidence. The cost of selected inclusions in your prepaid funeral plan is fixed at today’s prices, protecting them from future inflation. The price depends on what you choose for your funeral. Most people spend around $6,000 - $15,000.

Lock in price

We believe everyone deserves to say goodbye with respect and dignity, regardless of their financial situation. That’s why we’re helping Australians secure today’s prices, for tomorrow’s funerals.

Flexible payment

While your initial cost will depend on your inclusions, there are no additional fees once you've paid in full. You can pay in full or pay an initial 30% contribution, followed by monthly instalments over 36 months. The choice is yours.

Simple paperwork

You can expect a straightforward and quick application process, with no extensive paperwork or health checks required.

Tailor your plan

A prepaid funeral means your loved ones won’t have to worry about making the right decision. It’s a simple way for them to say goodbye in a way that reflects you, your life and your budget.

Pension and entitlements

Guardian Plan is generally exempt from the asset tests for age pension purposes. However, pension eligibility depends on your individual circumstances. Please refer to Services Australia or seek independent advice.

Peace of mind

All payments are held by The Over Fifty Guardian Friendly Society, under APRA regulation. Funds are only released to the funeral home when the time comes.

Guardian Plan is proudly part of InvoCare. InvoCare is Australia’s leading provider of funeral, cemetery, crematoria and related services.

Be the author of your own story

When you meet with one of our specialists to discuss your plan, these are some of the questions we will discuss.

Pre-plan conversation

Plan Ahead with Tobin Brothers Funerals

Our team is there for you 24 hours a day, 7 days a week, and we have support services ready to guide your loved ones through the process too.

Guardian Plan is a prepaid funeral plan provider. A prepaid funeral plan enables you to prepay your selected funeral services for a future funeral at today's prices and is a good alternative to funeral insurance.

Guardian Plan is a prepaid funeral plan where funds are invested in a funeral bond issued by the Over Fifty Guardian Friendly Society Limited ABN 81 087 649 063 AFSL 524353.